Twenty-seven years guiding Texas families home.

From start to finish, they went above and beyond for our family. We are so grateful for all of their help and hard work in getting us into our new home. They were responsive, knowledgeable, and made the whole process so much easier. We couldn’t have asked for a better experience!

Misty was a great help. A pleasure to work with on our closing. Highly recommend her!

Misty was great! Very responsive to communications, easy closing, great rate!

Misty and her team were absolutely wonderful and on it. I was able to get an amazing rate and close quickly. Everyone was very friendly and very professional. Thank you so much Misty and team for helping me with my home purchase and I will definitely use you in the future!

Misty was wonderful to work with and always goes out of her way for any of your needs. Made the whole process a breeze and stress free! Highly recommend to anybody looking for the best lender!

Talk about amazing service. Misty knew from the first conversation that I was numbers driven. She pointed that out when she gave me more information than I expected. I had reached out to 3 other mortgage companies and not one of them gave me the help and information that she gave. Her company is a true hand holder for people that are unsure of the process. Misty and her team are the Ultimate Mortgage Team. I will also go back to using her and sending her friends and family!

Misty Jones understood that this was my first home buying experience. She was patient and always contacted me throughout the process. She calmed me by explaining every detail. She is truly a professional and I would highly recommend her.

I’ve had the pleasure of working with Misty Jones with The Mortgage Tree on several transactions, and she is truly exceptional! As a realtor representing buyers, having a dependable and experienced loan officer is everything—and Misty consistently exceeds expectations. Her communication is top-notch, her attention to detail is impeccable, and she genuinely cares about each client and their unique situation. Misty keeps everyone informed and on track throughout the entire process, which makes my job easier and brings peace of mind to my buyers. My clients always feel confident and supported with Misty on their side, and that trust is priceless. If you’re looking for someone who is knowledgeable, efficient, and kind-hearted, Misty Jones is the one you want on your homebuying team!

Misty is the best. For my family, it was our first home to buy and she made the process as stress free, easy to understand, and helpful as possible! She really is the best.

Misty is an absolute professional and takes her job very seriously! She is a go getter and will work her heart out to take care of you as if you were her own family! The absolute level of professionalism, communication and dedication to us was unmatched! We cannot recommend her enough! If we could give her 10 stars we would! We will only use her as our broker in the future period! Thank you so much Misty for all your hard work and TLC you put into helping us close!

We could not have picked a better person to work with. Misty has made this process as smooth as possible for us. We were so impressed with her and her team with communication and answering our million questions at any time of day! This process was so confusing as first time home buyers but Misty made this experience and was able to help us understand everything every step of the way!

Misty made the entire experience seamless and easy! She was very informative and was always happy to answer my questions and give guidance when I needed it! I will recommend her to anyone going through the house buying process! I couldn't have asked for anything better! She got me to closing fast and was always there to help! She's closed my daughter, now me, and both processes were fast and easy!

I cannot recommend Misty Jones at The Mortgage Tree highly enough! Misty went above and beyond to secure us an interest rate that was 1% lower than anyone else could offer—a true game-changer. Not only that, but she also managed to close our deal in an incredible record time of just one week! What made the experience even better was the teamwork between Misty and her daughter, Britney Harding, who works with her as a lender. Britney worked tirelessly behind the scenes to ensure every detail of the process was handled smoothly and efficiently. Their combined expertise and dedication made what could have been a stressful process seamless and stress-free. Misty has been a longtime friend, and it was truly a joy to work with her and Britney. I look forward to partnering with them again in the future for all my home and land loans.

I am so glad I was referred to Misty for my mortgage. Misty and her team were amazing and took care of me from start to finish. It was by far the easiest mortgage transaction I’ve ever experienced and she got me the best rate! I can’t thank Misty enough and I will recommend her over and over again. Thank you!

I am forever grateful for her expertise and answering all my questions. No matter how little or trivial I thought they would be. She was with me when signing, which calmed my nerves. She is exceptional.

Misty has been an absolute pleasure to work with, showing kindness and professionalism from start to end. As first-time homebuyers, we had countless questions and Misty answered every one of them with patience and expertise. When we found our perfect home, she made it a reality, and we cannot thank her enough for that. Throughout the entire process, she kept us informed and updated on any changes. I will recommend her to everyone I know, and I am incredibly grateful for the opportunity to meet and work with her!

Misty took care of me just like family. I cannot write enough good words to explain how well she handled my loan from start to finish! She made it as easy and stress free as possible and I highly recommend her to everyone. Thank you again Misty!

Misty is extremely good at her job. She is accessible, fast with reply, full of knowledge, she has all the information you need or will find it promptly. She takes care of your home loan needs and questions long after closing date. As a first time home buyer she was an incredible ally.

Misty and her team are amazing! She is sooo incredibly patient, and went above and beyond to explain all steps of the home buying process, mortgage application, and closing to us. She is incredibly responsive, and proactive in her communications. She fought hard to get us an amazing rate and we are so grateful! She has made a customer for life!

What an incredible team! You cannot beat the communication and personalization of their process. Every email, text and phone call were responded to in a timely, professional manner. We are so grateful for your help! 100000% recommend Misty and her team!

I had the pleasure of working with Misty Jones approximately 10 years ago when I was a first-time homebuyer, and I must say, her patience and expertise left a lasting impression. She guided me through every step of the process with care and diligence, making what could have been a daunting experience seem effortless. Misty not only secured me an excellent mortgage but also provided invaluable advice and support along the way. Her dedication to her clients is unmatched, and her commitment to ensuring a positive outcome is truly commendable. I recommend The Mortgage Tree to anyone embarking on their home buying journey. Thank you for your exceptional service.

I cannot express enough gratitude for the exceptional service provided by Misty Jones and her team at The Mortgage Tree. Throughout three mortgage transactions, she has consistently gone above and beyond, tirelessly working to secure the best rates and title companies for us. Her unwavering dedication is truly remarkable; she's always accessible, even during nights and weekends, ensuring a smooth and stress-free experience. Misty is a true professional who sets the bar high for client satisfaction. I wholeheartedly recommend her to anyone seeking unparalleled expertise and personalized care in their mortgage journey.

I cannot rave enough about how great it was working with Misty and The Mortgage Tree team. As first time homebuyers, we regularly had questions or needed clarification on details/processes. Misty was always available to explain or provide her professional opinion. All email communications were thorough and concise. The Mortgage Tree was also able to get us a great rate considering the times. The entire process from application to closing was seamless and made our first buying experience very enjoyable!

Britney at The Mortgage Tree was absolutely amazing to work with! She made the entire mortgage process feel seamless and stress-free from start to finish. Her communication was top-tier. She kept us informed every step of the way and was always quick to respond whenever we had questions. Britney is not only incredibly knowledgeable, but also so kind, patient, and easy to work with. She took the time to make sure we understood every detail and always made us feel like a priority. Her attention to detail and dedication truly set her apart. We couldn't have asked for a better experience, and we are so thankful to have had Britney on our team during such an important time. Highly, highly recommend!

Amazing experience! We greatly appreciate all of the help and hard work that went into getting us into our new home. Professional, reliable, and truly cares about their clients. Highly recommend!

Britney was a pleasure to work with during our closing. I highly recommend her! Thanks again to her & Misty. They are the best.

Pure Excellence! Britney was patient, kind and quick to respond to all the questions we had. She held our hands through the process and did not leave one question unanswered. Her and Misty are an amazing team. We will only use them for any purchases we have in the future!

Britney was so great to work with. Completely professional while giving the personal touch. She was great at explaining things for as a first time home owner. She is the best!

Britney was amazing! Her level of communication and efficiency in everything was incredible! Made everything easy to understand and was an excellent communicator with all of our questions and needs. Thank you Britney!

Britney was fantastic to work with! She was able to answer all my questions thoroughly throughout this process and responded very quickly. We appreciate everything she has done for us these past few weeks to make this as easy as possible for us!

Britney was absolutely very helpful when going through the process of buying our new home. Being the first time going through the process, my husband and I had so many questions. Britney quickly responded back with answers. Overall the process went smoothly — if we were to do it again we would definitely give Britney a call again!

Britney was outstanding to work with. She was very responsive to any and all questions I had throughout the entire financing process. Could not have asked for a better experience. If you need financing, she's the lady to talk to.

Britney did a great job & answered our questions promptly.

Britney is amazing. I was a first time homebuyer and her kindness allowed me to feel more comfortable in the process. I am thankful for her help!

Britney was incredibly friendly, knowledgeable, and supportive throughout our entire home-buying process. When we found the perfect home, we asked her numerous questions every day, and she promptly answered each one with patience and kindness. Britney made all the paperwork and signing seem effortless, guiding us through every step. We could not have done this without her, and we appreciate everything she has done to help us get into our dream home. My fiancé and I are thrilled to have our own home and cannot stop praising our experience. We are grateful and will recommend her and Misty to anyone looking to buy a home.

Britney is an absolute pleasure to work with. She was extremely responsive to any inquiry I had, and never treated me like I was a burden. She made the mortgage process smooth and easy and made sure we left with a GREAT rate and totally satisfied as customers!

Britney was FANTASTIC! She made our first time home buying experience a breeze. She was very helpful and knowledgeable. She got us the best rate. We recommend her hands down.

Britney and her team were so helpful for my first home buying experience. She got me the best interest rate out of all the quotes I got elsewhere. The entire process was very smooth, and they were always there to answer any questions I had. Highly recommend!

Britney made my first home purchase painless. I cannot thank her enough for all of her help throughout my home buying process. I would definitely recommend her to others and use her again for any future home purchases.